A Framework for Understanding Poverty by Ruby K. Payne pdf free download

A Framework for Understanding Poverty by Ruby K. Payne pdf free download

Description:

When viewed through an economic lens, poverty can be defined as an absence of resources. Since 1995, Framework’s basic premise is that the middle-class understandings of those who work with children and adults in poverty are often ill-suited for connecting with and helping people build up resources and rise out of poverty. Now, 18 years and 1.5 million copies later, Framework: A Cognitive Approach has been revised, updated and expanded. The 5th edition features an enhanced chapter on instruction and achievement; greater emphasis on the thinking, community, and learning patterns involved in breaking out of poverty; plentiful citations, new case studies, and data: more details findings about interventions, resources, and causes of poverty, and a review of the outlook for people in poverty and those who work with them.

Review

Framework is our staff’s most powerful resource for working with students and families to provide necessary tools and skill sets to break the crushing cycle of poverty. –Dr. Bonny Cain, Superintendent, Waco Independent School District, Texas

The beauty and power of Framework are its scope and breadth. What began as a guide for educators to better understand their students is now a multifaceted, multidisciplinary set of tools and resources that are applicable across society. The book expands the integration of relationships across all boundaries. –Gayle C. Manchin, Past President, National Association of State Boards of Education (NASBE)

The concepts from Framework were taught by Bethanie Tucker to many of our faculty and administrators last spring. Those concepts, combined with increased student services advisors and program directors, community outreach, faculty involvement and a lot of hard work, resulted in our annual attrition rate going from 6% to 4.3% last year. After all, it does take a village. –Ada Gerard, Campus President,Heald College, Rancho Cordova, CA (May, 2009).

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Common Stocks and Uncommon Profits and Other Writings by Philip A. Fisher pdf free download

Common Stocks and Uncommon Profits and Other Writings by Philip A. Fisher pdf free download

Description:

Widely respected and admired, Philip Fisher is among the most influential investors of all time. His investment philosophies, introduced almost forty years ago, are not only studied and applied by today’s financiers and investors, but are also regarded by many as gospel. This book is invaluable reading and has been since it was first published in 1958. The updated paperback retains the investment wisdom of the original edition and includes the perspectives of the author’s son Ken Fisher, an investment guru in his own right in an expanded preface and introduction

“I sought out Phil Fisher after reading his Common Stocks and Uncommon Profits…A thorough understanding of the business, obtained by using Phil’s techniques…enables one to make intelligent investment commitments.”
Warren Buffet

Review

“…written by American Investment genius…. We are delighted to have the opportunity to reproduce an extract from this classic, recently reissued…” (Financial Director, November 2003)

“…these updated classics are packed with investment wisdom…” (What Investment, November 2003)

From the Back Cover

You will find lots of jewels in these pages that may do as much for you as they have for me.”
— from the Introduction by Kenneth L. Fisher Forbes columnist

Widely respected and admired, Philip Fisher is among the most influential investors of all time. His investment philosophies, introduced almost forty years ago, are not only studied and applied by today’s finance professionals, but are also regarded by many as gospel. He recorded these philosophies inCommon Stocks and Uncommon Profits, a book considered invaluable reading when it was first published in 1958, and a must-read today.

Acclaim for Common Stocks and Uncommon Profits

“I sought out Phil Fisher after reading his Common Stocks and Uncommon Profits…When I met him, I was impressed by the man as by his ideas. A thorough understanding of the business, obtained by using Phil’s techniques…enables one to make intelligent investment commitments.”
—Warren Buffett

Format: PDF

Size: 27.83 MB

 

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The Industries of the Future by Ross, Alec free download

The Industries of the Future by Ross, Alec free download

Description:

Leading innovation expert Alec Ross explains what’s next for the world: the advances and stumbling blocks that will emerge in the next ten years, and how we can navigate them.

While Alec Ross was working as Senior Advisor for Innovation to the Secretary of State, he traveled to forty-one countries, exploring the latest advances coming out of every continent. From startup hubs in Kenya to R&D labs in South Korea, Ross has seen what the future holds.

In The Industries of the Future, Ross shows us what changes are coming in the next ten years, highlighting the best opportunities for progress and explaining why countries thrive or sputter. He examines the specific fields that will most shape our economic future, including robotics, cybersecurity, the commercialization of genomics, the next step for big data, and the coming impact of digital technology on money and markets.

In each of these realms, Ross addresses the toughest questions: How will we adapt to the changing nature of work? Is the prospect of cyberwar sparking the next arms race? How can the world’s rising nations hope to match Silicon Valley in creating their own innovation hotspots? And what can today’s parents do to prepare their children for tomorrow?

Ross blends storytelling and economic analysis to give a vivid and informed perspective on how sweeping global trends are affecting the ways we live. Incorporating the insights of leaders ranging from tech moguls to defense experts, The Industries of the Future takes the intimidating, complex topics that many of us know to be important and boils them down into clear, plainspoken language. This is an essential book for understanding how the world works—now and tomorrow—and a must-read for businesspeople in every sector, from every country.

Format: EPUB

Size: 1.067 MB

 

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Capitalism and Freedom: Fortieth Anniversary Edition by Milton Friedman pdf free download

Capitalism and Freedom: Fortieth Anniversary Edition by Milton Friedman pdf free download

Description:

Selected by the Times Literary Supplement as one of the “hundred most influential books since the war”

How can we benefit from the promise of government while avoiding the threat it poses to individual freedom? In this classic book, Milton Friedman provides the definitive statement of his immensely influential economic philosophy—one in which competitive capitalism serves as both a device for achieving economic freedom and a necessary condition for political freedom. The result is an accessible text that has sold well over half a million copies in English, has been translated into eighteen languages, and shows every sign of becoming more and more influential as time goes on.

From the Inside Flap

Selected by the Times Literary Supplement as one of the “hundred most influential books since the war”

How can we benefit from the promise of government while avoiding the threat it poses to individual freedom? In this classic book, Milton Friedman provides the definitive statement of his immensely influential economic philosophy—one in which competitive capitalism serves as both a device for achieving economic freedom and a necessary condition for political freedom. The result is an accessible text that has sold well over half a million copies in English, has been translated into eighteen languages, and shows every sign of becoming more and more influential as time goes on.

About the Author

Milton Friedman is a senior research fellow at the Hoover Institution, Stanford University, and the Paul Snowden Distinguished Service Professor Emeritus of Economics at the University of Chicago. In 1976 he was awarded the Nobel Prize in economics. He has written a number of books, including two with his wife, Rose D. Friedman—the bestselling Free to Choose and Two Lucky People: Memoirs, the latter published by the University of Chicago Press.
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Size: 8.154 MB

 

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Basic Economics by Thomas Sowell free download

Basic Economics by Thomas Sowell free download

Description:

In this fifth edition of Basic Economics, Thomas Sowell revises and updates his popular book on common sense economics, bringing the world into clearer focus through a basic understanding of the fundamental economic principles and how they explain our lives. Drawing on lively examples from around the world and from centuries of history, Sowell explains basic economic principles for the general public in plain English.

Basic Economics, which has now been translated into six languages and has additional material online, remains true to its core principle: that the fundamental facts and principles of economics do not require jargon, graphs, or equations, and can be learned in a relaxed and even enjoyable way.

Review

What sets Thomas Sowell apart from many economists and intellectuals is his ability to present complex ideas with both clarity and simplicity. As he himself once noted, “If academic writings were difficult because of the deep thoughts involved, that might be understandable, even if frustrating. Seldom is that the case, however. Jaw-breaking words often cover up very sloppy thinking.” For Sowell, economics is no exception.

In Basic Economics, he reminds you that economics is the study of the use of scarce resources which have alternative uses. And with this fundamental truth in mind we see a master expositor at work. He derives many economic principles from this easily forgotten fact, offering you real-life examples along the way. This book was, of course, written for the layman. In fact, no prior knowledge of economics is needed before you read it. Yet the book is of such breadth and depth that economist Dr. Walter Williams says “it provides an understanding of some economic phenomena that might prove elusive to a Ph.D. economist.”

About the Author

Thomas Sowell is the Rose and Milton Friedman Senior Fellow at the Hoover Institution and has taught economics at Cornell, UCLA, and Amherst. Author of Intellectuals and Society and the classic Basic Economics, among others, Sowell lives in Stanford, California.

Format: EPUB

Size: 785.8 kB

 

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Blockchain Revolution: How the Technology Behind Bitcoin Is Changing Money, Business, and the World by Don Tapscott, Alex Tapscott free download

Blockchain Revolution: How the Technology Behind Bitcoin Is Changing Money, Business, and the World by Don Tapscott, Alex Tapscott free download

Description:

The technology likely to have the greatest impact on the future of the world economy has arrived, and it’s not self-driving cars, solar energy, or artificial intelligence.

It’s called the blockchain.

The first generation of the digital revolution brought us the Internet of information. The second genera­tion—powered by blockchain technology—is bringing us the Internet of value: a new, distributed platform that can help us reshape the world of business and transform the old order of human affairs for the better.

Blockchain is the ingeniously simple, revolution­ary protocol that allows transactions to be simul­taneously anonymous and secure by maintaining a tamperproof public ledger of value. Though it’s the technology that drives bitcoin and other digital cur­rencies, the underlying framework has the potential to go far beyond these and record virtually everything of value to humankind, from birth and death certifi­cates to insurance claims and even votes.

Why should you care? Maybe you’re a music lover who wants artists to make a living off their art. Or a consumer who wants to know where that hamburger meat really came from. Perhaps you’re an immigrant who’s sick of paying big fees to send money home to loved ones. Or an entrepreneur looking for a new platform to build a business.

And those examples are barely the tip of the ice­berg. This technology is public, encrypted, and readily available for anyone to use. It’s already seeing wide­spread adoption in a number of areas. For example, forty-two (and counting) of the world’s biggest finan­cial institutions, including Goldman Sachs, JPMorgan Chase, and Credit Suisse, have formed a consortium to investigate the blockchain for speedier and more secure transactions.

As with major paradigm shifts that preceded it, the blockchain will create winners and losers. And while opportunities abound, the risks of disruption and dislocation must not be ignored.

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Financial Markets and Institutions by Anthony Saunders, Marcia Millon Cornett pdf free download

Financial Markets and Institutions by Anthony Saunders, Marcia Millon Cornett pdf free download

Description:

Financial Markets and Institutions, 6e offers a unique analysis of the risks faced by investors and savers interacting through financial institutions and financial markets, as well as strategies that can be adopted for controlling and managing risks. Special emphasis is put on new areas of operations in financial markets and institutions such as asset securitization, off-balance-sheet activities, and globalization of financial services. Then, resources withinConnect help students solve financial problems and apply what they’ve learned. Saunders’ strong markets focus and superior pedagogy combine with a complete digital solution to help students achieve higher outcomes in the course.

Connect is the only integrated learning system that empowers students by continuously adapting to deliver precisely what they need, when they need it, and how they need it, so that your class time is more engaging and effective.

About the Author

Marcia Millon Cornett is the Rehn Professor of Business at Southern Illinois University at Carbondale. She received her B.S. degree in Economics from Knox College in Galesburg, Illinois, and her M.B.A. and Ph.D. degrees in Finance from Indiana University in Bloomington, Indiana. Dr. Cornett has written and published several articles in the areas of bank performance, bank regulation, and corporate finance. Articles authored by Dr. Cornett have appeared in such academic journals as the Journal of Finance, the Journal of Money, Credit and Banking, the Journal of Financial Economics, Financial Management, and the Journal of Banking & Finance. She served as an associate editor of Financial Management and is currently an associate editor for the Journal of Banking & Finance, Journal of Financial Services Research, FMA Online, the Multinational Finance Journal and the Review of Financial Economics. Dr. Cornett is currently a member of the Board of Directors, the Executive Committee, and the Finance Committee of the SIU Credit Union. Dr. Cornett has also taught at the University of Colorado, Boston College, and Southern Methodist University. She is a member of the Financial Management Association, the American Finance Association, and the Western Finance Association.

Format: PDF

Size: 14.93 MB

 

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SPIN Selling by Neil Rackham pdf free download

SPIN Selling by Neil Rackham pdf free download

Description:

Written by Neil Rackham, former president and founder of Huthwaite corporation, SPIN Selling is essential reading for anyone involved in selling or managing a sales force. Unquestionably the best-documented account of sales success ever collected and the result of the Huthwaite corporation’s massive 12-year, $1-million dollar research into effective sales performance, this groundbreaking resource details the revolutionary SPIN (Situation, Problem, Implication, Need-payoff) strategy.

In SPIN Selling, Rackham, who has advised leading companies such as IBM and Honeywell delivers the first book to specifically examine selling high-value product and services. By following the simple, practical, and easy-to-apply techniques of SPIN, readers will be able to dramatically increase their sales volume from major accounts. Rackham answers key questions such as “What makes success in major sales” and “Why do techniques like closing work in small sales but fail in larger ones?”

You will learn why traditional sales methods which were developed for small consumer sales, just won’t work for large sales and why conventional selling methods are doomed to fail in major sales. Packed with real-world examples, illuminating graphics, and informative case studies – and backed by hard research data – SPIN Selling is the million-dollar key to understanding and producing record-breaking high-end sales performance.

Review

“Essential for everyone involved in selling or managing the sales function.” — Journal Of Marketing Management –This text refers to an out of print or unavailable edition of this title.

From the Back Cover

“This book should be essential reading for everyone involved in selling or managing the sales function — a welcome, well-researched treatise on selling”
–Journal of Marketing Management

“The first book to specifically examine the major sale — the high value product or service — by researching the successful sales calls as they happen in the field.”
–Industry & Commerce

Format: PDF

Size: 2.063 MB

 

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The Intelligent Investor: The Definitive Book on Value Investing by Benjamin Graham, Jason Zweig pdf free download

The Intelligent Investor: The Definitive Book on Value Investing by Benjamin Graham, Jason Zweig pdf free download

Description:

This classic text is annotated to update Graham’s timeless wisdom for today’s market conditions…

The greatest investment advisor of the twentieth century, Benjamin Graham, taught and inspired people worldwide. Graham’s philosophy of “value investing” — which shields investors from substantial error and teaches them to develop long-term strategies — has made The Intelligent Investor the stock market bible ever since its original publication in 1949.

Over the years, market developments have proven the wisdom of Graham’s strategies. While preserving the integrity of Graham’s original text, this revised edition includes updated commentary by noted financial journalist Jason Zweig, whose perspective incorporates the realities of today’s market, draws parallels between Graham’s examples and today’s financial headlines, and gives readers a more thorough understanding of how to apply Graham’s principles.

Vital and indispensable, this HarperBusiness Essentials edition of The Intelligent Investor is the most important book you will ever read on how to reach your financial goals.

Amazon.com Review

Among the library of investment books promising no-fail strategies for riches, Benjamin Graham’s classic, The Intelligent Investor, offers no guarantees or gimmicks but overflows with the wisdom at the core of all good portfolio management.The hallmark of Graham’s philosophy is not profit maximization but loss minimization. In this respect, The Intelligent Investor is a book for true investors, not speculators or day traders. He provides, “in a form suitable for the laymen, guidance in adoption and execution of an investment policy” (1). This policy is inherently for the longer term and requires a commitment of effort. Where the speculator follows market trends, the investor uses discipline, research, and his analytical ability to make unpopular but sound investments in bargains relative to current asset value. Graham coaches the investor to develop a rational plan for buying stocks and bonds, and he argues that this plan must be a bulwark against emotional behavior that will always be tempting during abrupt bull and bear markets.

 

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Size: 10.51 MB

 

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petroleum refining­: technology and economics by James H. Gary, Glenn E. Handwerk pdf free download

petroleum refining­: technology and economics by James H. Gary, Glenn E. Handwerk pdf free download

Description:

petroleum refining­: technology and economics by James H. Gary, Glenn E. Handwerk pdf free download.

Petroleum refiners must face billion-dollar investments in equipment in order to meet ever-changing environmental requirements. Because the design and construction of new processing units entail several years’ lead time, refiners are reluctant to commit these dollars for equipment that may no longer meet certain conditions when the units come on stream.

Written by experts with both academic and professional experience in refinery operation, design, and evaluation,Petroleum Refining Technology and Economics, Fifth Edition is an essential textbook for students and a vital resource for engineers. This latest edition of a bestselling text provides updated data and addresses changes in refinery feedstock, product distribution, and processing requirements resulting from federal and state legislation.

Providing a detailed overview of today’s integrated fuels refinery, the book discusses each major refining process as they relate to topics such as feedstock preparation, operating costs, catalysts, yields, finished product properties, and economics. It also contains end-of-chapter problems and an ongoing case study.

I am an investment analyst and used this book to get up to speed on an unfamiliar industry. I found it to be clear, well organized, and containing all the info I needed to understand the dynamics driving the business and the lingo. There was more engineering and scientific info than I needed for my purposes, but it was useful to thumb through those chapters to get a high level understanding of the issues. Highly recommended for people new to the industry.

Review

Praise for the previous edition…

…this book represents an excellent summary of modern refining processes used in the petroleum industry.
-Chemical Engineering Research and Design

…a most valuable publication.
-Chemical Engineering Journal

…continue[s] to be a highly popular textbook, and because of its invaluable industrial flavour it will also find [an] audience between practicing engineers and chemists.
-Chemical Engineering Science

…well written and easily read…[a] valuable reference for any library.
-Energy & Fuels –This text refers to an out of print or unavailable edition of this title.

<< petroleum refining­: technology and economics by James H. Gary, Glenn E. Handwerk pdf free download >>

 

Format: PDF

Size: 30.05 MB

 

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